Montenegro is one of the most attractive countries in Europe for foreign investors looking to buy property in recent years. Affordable real estate, ease of property acquisition for foreigners, and an Euro-based economy make Montenegro a popular choice for both living and investment purposes. In this guide, we cover all the details of the process of buying a home in Montenegro in 2026 with the expertise of wininmontenegro.com.
Can Foreigners Buy Homes in Montenegro?
Yes. According to Montenegrin law, foreign nationals have the right to purchase residential property individually. There are no additional restrictions for citizens of the Republic of Turkey.
- It is possible to purchase apartments, residences, and detached houses.
- There is no requirement to establish a company.
- The title deed is registered in the buyer's name.
Different procedures may apply for agricultural land and certain plots with special status. At this point, you can receive comprehensive professional consulting from Win in Montenegro.
What Are the Advantages of Buying a Home in Montenegro?
The main advantages that make real estate investment in Montenegro attractive are:
- Affordable square meter prices
- No currency risk thanks to the use of the Euro
- Upcoming European Union membership
- Property acquisition system open to foreigners Low real estate and property taxes
- Right to apply for a residence permit
House Prices in Montenegro
House prices in Montenegro vary depending on the city, location, and project.
Average price ranges as of 2026:
- Budva: 2.500 € – 4.500 per sem
- Kotor: 3.000 € – 6.000 per sem
- Tivat: 3.000 € – 5.000 per sem
- Podgorica: 1.500 € – 2.500 per sem
Prices are higher for sea view properties, new projects, and tourist areas. For more detailed information on current prices, please call +90 212 375 10 10 or fill out the form on the Contact page.
How Does the Home Buying Process Work in Montenegro?
The home buying process in Montenegro is fast and transparent, in line with European standards.
- Property Selection
A home is selected that suits your budget, investment goals, and lifestyle expectations. - Preliminary Sales Agreement
A preliminary agreement is signed between the parties, and a deposit of 10% is usually paid. - Notary and Translation
The sales agreement is signed in the presence of a notary and a sworn translator. - Title Transfer
The title deed is registered in the buyer's name in the Montenegro Cadastre System.
⏱️ Average completion time: 2–4 weeks
Expenses Paid When Buying a House in Montenegro
When buying a home, there are certain legal costs in addition to the sale price:
- Property transfer tax: 3% (for second-hand homes)
- Notary and translation fees
- Legal fees
- VAT (21%) may be included in the sales price for new projects
Can You Obtain a Residence Permit by Buying a Home in Montenegro?
Yes. Foreigners who own property in Montenegro can apply for a residence permit.
- Residence permits are usually granted for 1 year
- They can be renewed annually
- Family members can also be included
Residence permits do not grant citizenship rights but offer the advantage of legal residence and living in Montenegro.
Is it reasonable to buy a house for investment purposes in Montenegro?
Montenegro has a strong market for short-term rentals, especially in tourist areas.
- High occupancy during the summer season
- Euro-based rental income
- Structures suitable for Airbnb and similar platforms
- Increasing foreign demand
Therefore, buying a home in Montenegro is a very strong alternative for those considering medium and long-term investments.
Why Choose Win in Montenegro When Buying a Home in Montenegro?
Real estate investment in Montenegro can be risky without proper guidance. Win in Montenegro provides investors with:
- Accurate location analysis
- Support in legal processes
- Reliable project and portfolio selection
- Post-sale consulting
ensuring a secure process from start to finish.
Buying a home in Montenegro is a powerful opportunity for those who want to live in Europe, make Euro-based investments, and earn long-term profits. With the right information and professional support, this process becomes both safe and profitable.
To explore the real estate options that best suit you in Montenegro, visit our portfolio on our website.
Montenegro Property Buying Guide (2026)
